What is a secured loan?


A secured loan is a type of loan whereby like a mortgage it is secured against your home. These types of loans are only available to those who own their own home and generally require a larger loan, for example between £5,000 - £250,000. You can find out more about the loan rates on offer and get full market comparison here.

Like taking a mortgage a secured loan requires that you have enough security within your home to secure the loan amount. Many lenders are now able to offer loans up to 95% loan to value. A drive by valuation is required and loans can generally be arranged within a few weeks. Applicants must be 18 years of age or over to apply.

We can help with the following:

  • Self-employed applicants
  • Pensioners and over 65’s
  • Adverse credit
  • Contractors and overseas workers
  • Those with minimal accounts or new business start-ups
  • Loans for business or commercial use

To get started with a secured loan quote or loan application then please contact the team today. We are happy answer any questions you may have or to discuss your loan requirements in further detail.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT